Home Savings of America
Start your application online or
Call 800-371-6574
Principal and Interest Payment Calculator
Instructions
- Enter the desired loan amount.
- Enter the current interest rate. If you do not know what the current rate is, contact a local loan officer.
- To determine the term calculate the number of years by 12 to get the total months for the term of the loan.
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Do I Need a Down Payment? In today's economy, most consumers don't realize the dream of becoming a homeowner without mortgage programs that offer zero down financing. In spite of the many changes in the mortgage industry, these programs are still readily available.
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Understanding Mortgage Insurance Mortgage Insurance (MI), also referred to as Private Mortgage Insurance (PMI), insures a portion of the equity in the event a home owner defaults on the mortgage. It is required by many lenders when the first mortgage loan amount exceeds 80% of the value of the home.
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Life After Bankruptcy A recent bankruptcy may NOT prevent a borrower from getting a mortgage. The most important thing for a consumer to do after a bankruptcy is re-establish credit and stay current on all accounts.
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Credit Knowledge More Important Than Ever Many lenders that provide mortgages to borrowers with lower credit scores are starting too tightened the reigns on 100% financing.
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New Conforming Loan Limits Fannie Mae increased conforming loan limits as of January 1, 2006. Read more... |
