FHA Mortgage - Use a qualified gift source to cover the required down payment. For more information go to FHA Loans

Rural Housing - Rural Housing is a government agency that will provide 100% financing with no monthly mortgage insurance for lower income borrowers in rural areas. Typically this excludes counties that are considered metro areas, although some parts of these counties may be eligible. For more information go to Rural Housing.

VA Mortgage - offers 100% financing with no monthly mortgage insurance. Benefits to veterans are determined by the veterans benefit awards letter. Additional benefits are available for disabled veterans. For more information go to VA Loans.