payment calculator fha calculator Our company specializes in purchase transactions. We understand that a home purchase is probably the largest purchase you will ever make. We work with an excellent team of Real Estate professionals to guide you through the process. Contact us for a referral to a qualified Realtor®.   Mortgage rates are still great! Whether you are in an Adjustable Rate Mortgage (ARM) that is about to adjust, or you are looking to reduce your monthly payment by lowering your rate or consolidating debt, now is a great time to evaluate your mortgage. Contact us for a free mortgage checkup.	Do I Need a Down Payment? In today's economy, most consumers don't realize the dream of becoming a homeowner without mortgage programs that offer zero down financing. In spite of the many changes in the mortgage industry, these programs are still readily available. Read more...   Understanding Mortgage Insurance Mortgage Insurance (MI), also referred to as Private Mortgage Insurance (PMI), insures a portion of the equity in the event a home owner defaults on the mortgage. It is required by many lenders when the first mortgage loan amount exceeds 80% of the value of the home. Read more...   Life After Bankruptcy A recent bankruptcy may NOT prevent a borrower from getting a mortgage. The most important thing for a consumer to do after a bankruptcy is re-establish credit and stay current on all accounts. Read more...   Credit Knowledge More Important Than Ever Many lenders that provide mortgages to borrowers with lower credit scores are starting too tightened the reigns on 100% financing. Read more...   New Conforming Loan Limits Fannie Mae increased conforming loan limits as of January 1, 2006. Read more...
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